As temperatures drop, home systems work overtime — and that’s when they may break. Homeowners insurance can help with disasters, but not breakdowns caused by everyday wear and tear.
A home warranty, on the other hand, covers repairs or replacements for your appliances as well as heating, plumbing and electrical systems.
With the average furnace replacement costing around $7,000, a home warranty plan may save you from a midwinter surprise.
Check out Money’s top home warranty picks and get protected before the next cold snap.
