With a personal finance twist
͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ 
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November 25, 2025
Retire with Money

I received emails this week from my dentist, accountant and HOA president. Not because of a cavity, an issue with the IRS or delinquent association dues. Instead, they expressed their appreciation for me as a patient, client and community member.

Not being a fan of boilerplate writing, I promptly deposited each of them into the trash. That said, since the holiday is Thursday, I’d be remiss not to address it.

But I wanted to put a personalized touch on this Thanksgiving-themed newsletter. Because while I may not be a DDS, CPA or lawn maintenance enforcer, I am also not generic. So here are four things I’m thankful for this year: 

  1. I’m thankful that my wife and I use credit card points to purchase presents — especially with half of Americans taking on holiday debt this year.
  2. I’m thankful for my father teaching me the invaluable skills of fishing and gardening. That’s particularly relevant since, according to a food industry expert, grocery prices are “never” coming down.
  3. I’m thankful to the IRS (of all agencies), for increasing 401(k) and IRA contribution limits for 2026. Americans are facing a retirement crisis, and those increases will have profound implications across decades of savings.
  4. And at the risk of sounding like my dentist, I’m thankful for all of you who inspire me to share insights that can help you and your loved ones better your odds of achieving a financially secure retirement.

Don’t skimp on the gravy, and have a happy Thanksgiving!

— Jordan Chussler, investing and banking editor

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Stat of the Week: 654,000
Young woman lying back on a lounge chair smiling
Money; Getty Images

According to Fidelity’s latest retirement analysis, which covers July, August and September, 654,000 savers now have at least $1 million in their workplace retirement accounts. That's up from 595,000 at the end of June. Average balances rose, too, marking the sixth consecutive quarter of growth in the typical 401(k) balance.

 

Money Move of the Week
Bad credit doesn’t have to follow you into retirement.
Image of a man holding up a giant credit card over his head

As you plan for retirement, your credit score could play a bigger role than you might think — affecting everything from downsizing your home to qualifying for low-interest loans, refinancing, or even renting. But fixing credit issues on your own can be frustrating and time-consuming, often involving complex consumer laws like the Fair Credit Reporting Act.

That’s where credit repair services come in. These professionals are trained to help identify errors on your credit report and work directly with creditors and credit bureaus, and may be able to help improve your credit profile. If you have a full schedule or simply want guidance from specialists, a trusted credit repair company could save you time and help you protect your financial future.

Explore Money’s list of the best credit repair companies to take one step closer to a more secure retirement.

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Retirement 1, 2, 3

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With shoppers expected to spend around $542 between Thanksgiving and Cyber Monday, these tips can help you save.
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Lawsuits
Millions of Americans now have more time to request payment from the telecommunications giant after two major data breaches.
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