Half the year's gone, and Americans are sitting on $150B+ in unspent HSA dollars. ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­  
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Your mid-year HSA check-in: half the year is gone.

We're halfway through the year, and more than $150 billion is sitting unspent in HSA accounts across the country.

That might be because most people think HSA and FSA dollars are only for copays and prescriptions. However, they cover far more than that, and a lot of it is everyday health spending you're already doing out of pocket.


Below are a few categories that may be HSA/FSA eligible for qualified customers:

Shop HSA/FSA Eligible Products

Supplements

Magnesium, vitamin D, omega-3s, protein powder. The daily supplements you already buy may be HSA/FSA eligible for qualified customers.

Fitness & Gym Memberships

Gym memberships, studio classes, and personal training. The habit you already pay for out of pocket may be HSA/FSA eligible for qualified customers.

Wearables & Health Tech

Continuous glucose monitors, recovery trackers, smart scales. The health tech that measures how your body is doing may be HSA/FSA eligible for qualified customers.

Sleep & Recovery

A better mattress, a red light panel, an air purifier. The tools that help you rest and recover may be HSA/FSA eligible for qualified customers.

One More Thing Before December

HSAs roll over year to year, but most FSAs do not. If you have an FSA, those dollars come with a deadline, so mid-year is the time to build a plan instead of scrambling in December. Either way, the money is already yours. This is the season to put it to work.

See What's Eligible
Win a Redwood Outdoors 2-Person Duo Sauna in the Truemed giveaway.

Last chance: win the ultimate health upgrade.

We've partnered with Redwood Outdoors, Hume Health, Momentous, and Solawave on one of our biggest giveaways yet. One winner takes the entire bundle, headlined by a Redwood Outdoors 2-Person Duo Sauna.

Entering is super quick: name, email, done. No purchase necessary. Entries close tomorrow, June 30 at 11:59 PM PT, and the winner is drawn Monday, July 6.

Enter Before It Closes

Partner News You Should Know

A Truemed 4th of July sale is coming

Truemed's 4th of July Sale Is Coming

This week, Truemed partners run some of their biggest mid-year sales across supplements, fitness, and recovery. For qualified customers, your HSA/FSA dollars work on top of those deals.


Browse the Marketplace →

Pvolve low-impact workout equipment

Pvolve: 15% Off, Just in Time for the Holiday

Pvolve's low-impact, science-backed workout method is running 15% off sitewide through July 6, with a gift on select orders. For qualified customers, Pvolve is HSA/FSA eligible through Truemed.


Shop Pvolve →

How much should you contribute to your HSA?

BLOG OF THE WEEK

How Can I Determine the Right Amount to Contribute to My HSA?

Contribute too much to your HSA and you tie up cash you may need now. Too little, and you leave the pre-tax benefit on the table. The right number comes down to your expected medical costs, your tax bracket, and your long-term savings goals. This breakdown walks through how to land on yours.

Read More →

Have questions?

We have answers.

Contact [email protected]

Invest in your health.

*Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures


The content of Truemed emails are intended for informational and educational purposes only, and should not be considered medical advice. It is not a substitute for professional medical care, diagnosis, or treatment. 


We curate featured partners that share our commitment to true medicine. When you buy through Truemed links, we may earn a commission.

© 2026 True Medicine, Inc.

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